Exclusifbêta

Real Terms <mv-real-terms>

Montre une variation par rapport à ce qu’a fait le monde sur la même période, et pas seulement par rapport à zéro, pour qu’une croissance qui ne fait que suivre (ou qui prend du retard) ne soit jamais confondue avec un progrès : chiffre d’affaires, salaires, prix, trafic, part de marché, rendements d’investissement. Donnez-lui la variation nominale (un pourcentage, ou des montants de début et de fin) et une ou plusieurs références fournies par l’application, chacune typée : inflation, benchmark ou indice, pairs ou cohorte, saisonnière (même période l’an dernier) ou tendance cible ; il affiche la variation nominale, celle de la référence et le résultat relatif (en points de pourcentage, ou en ratio composé : variation réelle après inflation par défaut) avec un verdict en mots et en icônes (gagner du terrain, suivre le rythme ou perdre du terrain), et il nomme explicitement les cas contre-intuitifs (« Perte de terrain malgré la croissance », « Gain de terrain malgré la baisse », « Perte de terrain à force de stagner ») dans une phrase complète (« En baisse de 3,2 %, mais l’indice a chuté de 8,9 % : vous avez gagné du terrain (+5,7 pts) »). Avec des montants, il indique aussi ce que suivre le rythme représentait en argent (« Suivre les prix supposait d’atteindre 88 494 $ : il manque 1 294 $ ») et, après inflation, ce que vaut le montant final aux prix du début de période. Une bascule Nominal / Réel (ou Relatif) change le chiffre principal ; un visuel compact trace les deux variations sur une même ligne zéro (deux barres avec l’écart hachuré, ou un graphique de pente depuis un point de départ commun) avec un équivalent textuel ; plusieurs références s’affichent sous forme de tableau de résultats navigable au clavier, où chaque option montre déjà son propre verdict. Le chiffre nominal n’est jamais coloré en bien ou en mal : seul le verdict l’est. Les métriques où moins vaut mieux (coûts, churn, temps de réponse) inversent le verdict, une tolérance définit « suivre le rythme », les nombres passent par Intl, et la méthode statique pure MvRealTerms.compare(nominal, baseline, options) renvoie le même calcul pour des tableaux, des exports ou du code serveur. Une variante inline tient dans les cellules de tableau et les lignes de KPI.

CatégorieAffichage de données
TypeWeb Component (<mv-real-terms>)
Statutbêta
KitDes chiffres qui s’expliquent
Keywordsexclusive, culture, kpi, benchmark, inflation, real-terms, nominal, relative-performance, market-share, peers, cohort, seasonality, year-over-year, salary, investment, returns, delta, verdict, dashboard, finance

When to use

  • A KPI grew and people need to know whether it beat the market, peers or last year's same period, not just zero
  • Salaries, prices, budgets or savings must be read in real terms, after inflation, rather than as nominal amounts
  • An investment or fund report must show performance against its benchmark, including when both fell
  • A review table should flag metrics that grow but lose ground, or shrink yet gain ground

Avoid when

  • A row of headline figures with sparklines is needed, without any external baseline → use Stats instead
  • The question is whether a goal will be met by a deadline at the current pace → use Steady Pace instead
  • The comparison is a rank among named competitors with the factors behind it → use Mirror Rank instead

Installation

node scripts/add.mjs real-terms --out ./src/marvelous

Agent IA avec le serveur MCP Marvelous UI : install_components({ slugs: ["real-terms"], target_dir: "<absolute path>/src/marvelous", framework: "react" }).

Fichiers copiés (dépendances comprises) : tokens/tokens.css, core/base.css, core/dom.js, core/element.js, core/focus.js, core/motion.js, core/observe.js, components/real-terms/real-terms.js, components/real-terms/real-terms.css.

Utilisation

Démarrage rapide, le balisage minimal qui fonctionne :

<mv-real-terms label="Base salary" start="86000" end="87200" format="currency">
  <script type="application/json" data-baselines>[{ "id": "cpi", "label": "Inflation (CPI)", "kind": "inflation", "change": "2.9%" }]</script>
</mv-real-terms>

Balisage de référence : partez de celui-ci et personnalisez-le avec les attributs, data-* et les variables CSS :

<div id="rt-demo" style="width:min(100%,56rem);margin-inline:auto">
  <style>
    #rt-demo { display:grid; gap:1rem; align-content:start }
    #rt-demo .rt-pair { display:grid; grid-template-columns:repeat(auto-fit,minmax(min(100%,22rem),1fr)); gap:1rem }
    #rt-demo .rt-controls { display:flex; align-items:center; justify-content:space-between; gap:.5rem 1.25rem; flex-wrap:wrap; margin-top:-.25rem; padding:0 .25rem }
    #rt-demo .rt-controls span { display:flex; gap:1.25rem; flex-wrap:wrap }
    #rt-demo .mv-choice { font-size:.8125rem }
    #rt-demo .rt-log { margin:0; color:var(--mv-fg-subtle); font:.75rem/1.4 var(--mv-font-mono) }
    #rt-demo .rt-table { overflow:hidden; border:1px solid var(--mv-border); border-radius:var(--mv-radius-xl); background:var(--mv-surface); box-shadow:var(--mv-shadow-xs) }
    #rt-demo .rt-table h4 { margin:0; padding:.875rem 1.25rem; border-bottom:1px solid var(--mv-border); font-size:.875rem }
    #rt-demo table { width:100%; border-collapse:collapse; font-size:.8125rem }
    #rt-demo th, #rt-demo td { padding:.625rem 1.25rem; text-align:start; vertical-align:middle }
    #rt-demo thead th { color:var(--mv-fg-muted); font-size:.75rem; font-weight:500; background:var(--mv-bg-subtle) }
    #rt-demo tbody tr + tr td, #rt-demo tbody tr + tr th { border-top:1px solid var(--mv-border) }
    #rt-demo tbody th { font-weight:500; white-space:nowrap }
    #rt-demo tbody th small { display:block; color:var(--mv-fg-muted); font-weight:400 }
    @media (max-width:40rem) { #rt-demo thead { display:none } #rt-demo tbody tr { display:grid } #rt-demo tbody td { padding-top:0 } }
  </style>

  <!-- Revenue grew, but the category grew faster: several baselines to compare with -->
  <mv-real-terms id="rt-arr" label="Annual recurring revenue" period="FY 2026 · Oct 2025 to Sep 2026"
    start="4200000" end="4540000" format="currency" compact baseline="category" subject="Northwind">
    <script type="application/json" data-baselines>
      [
        { "id": "category", "label": "Category growth", "name": "the category", "kind": "benchmark", "change": "10.4%",
          "note": "Mid-market HR software, analyst consensus.", "source": "Industry revenue survey, Sep 2026" },
        { "id": "peers", "label": "Peer median", "name": "peers", "kind": "peers", "change": "6.2%",
          "note": "Median of 14 private SaaS companies with $3M-$8M ARR." },
        { "id": "cpi", "label": "Inflation (CPI)", "kind": "inflation", "change": "2.9%",
          "note": "US consumer prices, Sep 2025 to Sep 2026.", "source": "Bureau of Labor Statistics", "sourceUrl": "https://www.bls.gov/cpi/" },
        { "id": "plan", "label": "Board plan", "name": "the plan", "kind": "target", "change": "12%",
          "note": "Growth approved in the FY 2026 budget." }
      ]
    </script>
  </mv-real-terms>
  <div class="rt-controls">
    <span>
      <label class="mv-choice"><input type="checkbox" class="mv-switch" data-size="sm" id="rt-slope"> Slope chart</label>
      <label class="mv-choice"><input type="checkbox" class="mv-switch" data-size="sm" id="rt-lock"> Lock the baseline (veto changes)</label>
    </span>
    <p class="rt-log" id="rt-log" aria-live="polite">Pick a baseline or switch to Relative.</p>
  </div>

  <div class="rt-pair">
    <!-- A raise that is a pay cut in real terms: shown in the real view -->
    <mv-real-terms label="Your base salary" period="Oct 2025 → Oct 2026" start="86000" end="87200"
      format="currency" view="real" baseline="cpi">
      <script type="application/json" data-baselines>
        [
          { "id": "cpi", "label": "Inflation (CPI)", "kind": "inflation", "change": "2.9%", "note": "US consumer prices over the same 12 months." },
          { "id": "role", "label": "Same role, median raise", "name": "the median raise", "kind": "peers", "change": "3.6%", "note": "Senior product designers, US, 2,300 salary reports." }
        ]
      </script>
    </mv-real-terms>

    <!-- The counterintuitive case: down, yet ahead -->
    <mv-real-terms label="Retirement portfolio" period="Q3 2026" start="312400" end="302400"
      format="currency" visual="slope" baseline="index" subject="Portfolio">
      <script type="application/json" data-baselines>
        [
          { "id": "index", "label": "Global equity index", "name": "the index", "kind": "benchmark", "change": "-8.9%", "note": "Total return, dividends reinvested." },
          { "id": "balanced", "label": "60/40 benchmark", "name": "a 60/40 mix", "kind": "benchmark", "change": "-5.1%" }
        ]
      </script>
    </mv-real-terms>
  </div>

  <!-- Inline, in a KPI table: every row judged against its own baseline -->
  <section class="rt-table" aria-labelledby="rt-table-title">
    <h4 id="rt-table-title">Monthly review · December 2026</h4>
    <table>
      <thead><tr><th scope="col">Metric</th><th scope="col">Change, in context</th></tr></thead>
      <tbody>
        <tr>
          <th scope="row">Organic sessions<small>Dec vs Nov</small></th>
          <td><mv-real-terms variant="inline" change="40%" id="rt-traffic"></mv-real-terms></td>
        </tr>
        <tr>
          <th scope="row">Paid subscribers<small>Year over year</small></th>
          <td><mv-real-terms variant="inline" change="0%" id="rt-subs"></mv-real-terms></td>
        </tr>
        <tr>
          <th scope="row">Support cost per ticket<small>Year over year · lower is better</small></th>
          <td><mv-real-terms variant="inline" change="2.6%" direction="lower" id="rt-support"></mv-real-terms></td>
        </tr>
        <tr>
          <th scope="row">Hosting cost per user<small>Year over year · lower is better</small></th>
          <td><mv-real-terms variant="inline" change="1%" direction="lower" id="rt-hosting"></mv-real-terms></td>
        </tr>
      </tbody>
    </table>
  </section>

  <script type="module">
    const arr = document.getElementById("rt-arr");
    const log = document.getElementById("rt-log");
    const lock = document.getElementById("rt-lock");
    const pct = (x) => `${x > 0 ? "+" : ""}${(x * 100).toFixed(1)}`;

    arr.addEventListener("mv-baseline-change", (e) => {
      if (lock.checked) {
        e.preventDefault();
        log.textContent = `Vetoed: the baseline is locked to ${e.detail.from}.`;
        return;
      }
      const r = e.detail.result;
      log.textContent = `mv-baseline-change → ${e.detail.to} · ${r.verdict} (${pct(r.relative)}${r.method === "points" ? " pts" : "%"})`;
    });
    arr.addEventListener("mv-view-change", (e) => { log.textContent = `mv-view-change → ${e.detail.to}`; });
    document.getElementById("rt-slope").addEventListener("change", (e) => { arr.visual = e.target.checked ? "slope" : "bars"; });

    // Baselines can also be set as a property.
    const cpi = { id: "cpi", label: "inflation", kind: "inflation", change: 0.029 };
    document.getElementById("rt-traffic").baselines = [{ id: "ly", label: "same period last year", kind: "seasonal", change: 0.45 }];
    document.getElementById("rt-subs").baselines = [{ id: "peers", label: "peer median", kind: "peers", change: 0.041 }];
    document.getElementById("rt-support").baselines = [cpi];
    document.getElementById("rt-hosting").baselines = [cpi];
  </script>
</div>

Référence culturelle

De l’autre côté du miroir, Lewis Carroll (1871, livre). Dans la course de la Reine rouge, Alice court aussi vite qu’elle peut, pour découvrir qu’elle est restée au même endroit, car tout le paysage se déplace avec elle. Dans l’interface, chaque variation est mesurée par rapport à ce qu’a fait le monde sur la même période : une croissance qui ne fait que suivre se lit comme un simple maintien du rythme, et une croissance plus lente que le marché comme une perte de terrain malgré la croissance.

API

Attributes

NameTypeDefaultDescription
labelstringMetric name shown at the top of the card (as a heading, see heading-level).
periodstringThe period both changes cover, shown next to the label (“FY 2026”, “Oct 2025 → Oct 2026”). Baselines must describe the same period.
start / endnumberAmounts at the start and end of the period. The nominal change is derived from them, and they enable the pace line (what keeping pace meant) and, for inflation, the value at start-of-period prices.
changestring | numberNominal change when you have no amounts: a fraction (0.08) or a percentage string ("8%", "-3.2%"). Takes precedence over start/end for the change itself.
baselinestringId of the selected baseline (defaults to the first). Reflects the user's choice; setting it is silent (no event).
viewnominal | realnominalHeadline figure: the nominal change, or the result against the selected baseline (real change after inflation, relative change otherwise). The toggle reads “Real” for an inflation baseline and “Relative” for any other.
directionhigher | lowerhigherWhether a higher value is better. With lower (costs, churn, latency), rising less than the baseline is gaining ground.
tolerancestring | number0.5%Band within which the result counts as keeping pace: a fraction (0.005) or "0.5%" / "0.5 pts". A result that rounds to zero at the shown precision is always keeping pace.
methodauto | points | ratioautoHow the relative result is computed, unless a baseline sets its own: points = nominal − baseline in percentage points; ratio = (1 + nominal) / (1 + baseline) − 1, the compounded real change. auto uses ratio for inflation and points otherwise.
formatnumber | currency | percentnumberIntl format of the amounts (start, end, pace). Changes are always percentages.
currencystringUSDISO currency for format="currency".
compactbooleanCompact notation for the amounts ($4.54M).
unitstringSuffix for plain number amounts (“sessions”, “seats”).
localestringen-USLocale for every number.
decimalsnumber1Fraction digits of percentages and points (0-4).
variantcard | inlinecardcard: full component with toggle, visual and baseline scorecard. inline: one line for tables and KPI rows (nominal change · baseline change · verdict with the difference), the full sentence as a tooltip.
visualbars | slope | nonebarsbars: both changes on one zero line, the difference hatched in the verdict color and a dashed mark at the baseline. slope: both lines from a common start (index 100), the gap bracketed at the end. none: text only.
subjectstringYouName of the measured thing in the visual (“Northwind”, “Portfolio”).
heading-levelnumber3Heading level of the label (1-6); 0 renders it as a paragraph.
data-verdict / data-despite / data-viewahead | even | behind | noneSet by the component on the host for styling: the verdict for the selected baseline, whether it is a counterintuitive case, and the current view.

Properties

NameTypeDescription
baselinesArray<{ id, label, name?, kind?: "inflation" | "benchmark" | "peers" | "seasonal" | "target" | "custom", change | start+end, method?, note?, source?, sourceUrl? }>Baselines for the same period (or a child <script type="application/json" data-baselines>). label is shown in the scorecard and visual; name is used inside sentences (“the category grew 10.4%”; defaults: prices, peers, the same period last year, the target trend, else label). note and source (optional http(s) link) show under the card for the selected one.
nominalnumberNominal change as a fraction (read-only).
selectedobject | nullThe selected baseline (copy, read-only).
resultobject | nullcompare() result for the selected baseline (read-only).
resultsArray<object>compare() results for every baseline, each with id and label (read-only).
formatter(value: number) => stringCustom formatter for the amounts; overrides format, currency, unit and compact.
stringsPartial<Record<string, string>>Overrides for every visible text and announcement: verdict titles (ahead, aheadDespiteDown, aheadDespiteUp, aheadDespiteFlat, behind, behindDespiteUp, behindDespiteDown, behindDespiteFlat, even), sentence parts (subjectUp, subjectDown, subjectFlat, baseUp, baseDown, baseFlat, inflationUp, inflationDown, inflationFlat, targetAny, targetFlat, sentenceDespite, sentenceWhile, sentenceEven, outcomeAhead, outcomeBehind, outcomeEven), units (points, relReal, relRatio), pace lines (paceAbove, paceBelow, paceEven, realAmount), labels (subject, compareWith, showAs, viewNominal, viewReal, viewRelative, captionNominal, captionReal, captionRelative, amounts, gap, source, slopeStart, inlineBase, visualLabel, noBaseline, noData, announce). English defaults with {placeholders}.

Methods

NameDescription
MvRealTerms.compare(nominal, baseline, options?)Pure static function, no DOM. nominal / baseline: fraction, "8%", { change } or { start, end } (baseline may also carry kind and method). options: { kind, method, direction, tolerance, decimals, start }. Returns null for unreadable input, else { nominal, baseline, kind, method, direction, relative, points, ratio, verdict: "ahead" | "even" | "behind", despite, nominalDirection, baselineDirection, relativeDirection ("up" | "down" | "flat") } plus, with start, { start, end, pace, gapValue, realEnd }.
select(id)Selects a baseline as the user would: emits the cancelable mv-baseline-change. Returns false if vetoed or unknown.
setView(view) / toggleView()Switches between "nominal" and "real" as the user would: emits the cancelable mv-view-change. Returns false if vetoed.

Events

NameDescription
mv-baseline-changeCancelable, before the user (or select()) changes the baseline. detail: { from, to, baseline, result } with the compare() result for the new baseline. preventDefault() keeps the current one (focus returns to it).
mv-view-changeCancelable, before switching the headline between nominal and real. detail: { from, to }.

Content structure

NameDescription
script[data-baselines]A child <script type="application/json" data-baselines> with the baselines array, read once on first connection (the baselines property wins if set before).

CSS classes

NameDescription
mv-real-terms-rootThe card (a container-query box; the figure and visual sit side by side from 36rem): -head, -titles, -label, -period, -views / -view (toggle), -body, -main, -foot, -empty.
mv-real-terms-figureHeadline: -number (-arrow + -value), -sub (-caption, -amounts).
mv-real-terms-story-verdict (pill with -verdict-icon and -verdict-text), -sentence, -pace.
mv-real-terms-visualrole="img" with a text label. Bars: -bars, -rails (-zero, -mark), -row (-row-you, -row-base, -row-gap) with -bar-name, -track, -bar, -bar-value. Slope: -slope, -plot, -slope-svg (-slope-you, -slope-base, -slope-gap, -slope-zero), -dot, -slope-start, -ends (-end, -end-you, -end-gap, -end-base with -end-name and -end-value).
mv-real-terms-pickerBaseline scorecard: -options (radiogroup) of -option buttons (-option-label, -option-change, -option-rel), each with data-verdict.
mv-real-terms-inlineInline variant: -inline-nominal, -inline-base, -sep, -verdict.

CSS variables

NameDefaultDescription
--mv-real-terms-youvar(--mv-accent)Color of the measured thing (bar, slope line).
--mv-real-terms-baselinemuted grayColor of the baseline bar and dashed slope line.
--mv-real-terms-aheadvar(--mv-success)Verdict color when gaining ground.
--mv-real-terms-behindvar(--mv-danger)Verdict color when losing ground.
--mv-real-terms-evenvar(--mv-info)Verdict color when keeping pace.
--mv-real-terms-paddingvar(--mv-space-5)Card inner padding.
--mv-real-terms-bar-height0.75remBar thickness.
--mv-real-terms-slope-height8.5remHeight of the slope chart.

Accessibility

The verdict is always stated in words and never by color alone: a pill with a distinct icon per verdict (rising trend, falling trend, equals) and a text title, followed by a full sentence that names both changes and the difference with its sign and unit (“Up 8.1%, but the category grew 10.4%: you lost ground (−2.3 pts)”). The nominal arrow shows the direction of the number only and stays neutral, so a green “up” can never be read as “good” when the business lost ground. The visual is a role="img" element whose label gives the same numbers as text (“Northwind +8.1%; Category growth +10.4%; difference −2.3 pts.”), and its value labels are real text; the baseline in the slope chart is dashed, so the two lines differ by pattern too. The Nominal / Real toggle is a labelled group of two buttons with aria-pressed. Baselines form a radiogroup (“Compare with”) with a roving tabindex: Tab enters on the selected option, arrow keys, Home and End move and select, and each option's accessible name carries its baseline change and verdict (“Peer median: peers grew 6.2%. Gaining ground (+1.9 pts)”). A vetoed change keeps focus on the still-selected option. Changing the baseline or the view announces the new verdict and sentence once in a polite live region. Numbers use Intl for the locale and a true minus sign, which screen readers read as “minus”. The inline variant keeps its visible text self-explanatory and adds the full sentence as a title. Forced-colors mode draws the bars and lines with system colors and marks the pressed toggle and selected option with an outline. Reduced motion (OS or data-motion="reduce"): bars, lines and marks appear in place without growing or sliding.

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